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Insta Finance
Insta Finance — Senior Citizen
Respectful, low-rate credit for India's senior citizens.
Interest rate
11% Reducing Balance
Loan size
₹25,000 – ₹50,000 per individual
Tenure
Up to 12 months
Overview
About this product
A purpose-built product for senior citizens — concessional rates, simplified documentation, and home-collection service.
Who it's for
Indian citizens aged 60+ with pension or family income support.
Key features
- Concessional rate
- Home service
- Pension-linked repayment
Simple Process
How to apply
- 1Home visit by field officer
- 2Pension / income proof verification
- 3Family co-applicant (if needed)
- 4Sanction & home disbursal
- 5Home-collection EMI
EMI Calculator
Plan your Insta Finance — Senior Citizen EMI
Adjust the loan amount, rate and tenure to see your indicative monthly EMI and total payable.
₹37,500
₹25,000₹50,000
11.0%
11%11%
12 months
324
Monthly EMI
₹3,314
Total interest
₹2,272
Total payable
₹39,772
Indicative only. Final EMI depends on credit appraisal, insurance premium (1.5% borrower protection) and any applicable processing fee.
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