← All products
Insta Finance
Insta Finance — Daily Wage Earners
Dignity-preserving credit for daily-income households.
Interest rate
10% Reducing Balance
Loan size
₹25,000 – ₹50,000 per individual
Tenure
Up to 12 months
Overview
About this product
A first-of-its-kind product engineered for daily wage earners — replacing informal lenders charging 22–25% p.a. with structured, dignified credit.
Who it's for
Daily wage workers, construction labour, gig workers.
Key features
- Daily EMI model
- Doorstep collection
- No income documentation barrier
Simple Process
How to apply
- 1Field officer onboarding
- 2Household income assessment
- 3Community reference verification
- 4Daily / weekly micro-EMI plan
- 5Cash or bank disbursal
EMI Calculator
Plan your Insta Finance — Daily Wage Earners EMI
Adjust the loan amount, rate and tenure to see your indicative monthly EMI and total payable.
₹37,500
₹25,000₹50,000
10.0%
10%10%
12 months
324
Monthly EMI
₹3,297
Total interest
₹2,062
Total payable
₹39,562
Indicative only. Final EMI depends on credit appraisal, insurance premium (1.5% borrower protection) and any applicable processing fee.
Related products