Financial Access
for Every Household
Tripureswari Microfinance (TMF) is a registered Section 8 non-profit institution dedicated to bridging India's credit gap — placing responsible, affordable finance directly in the hands of underserved communities, from the Northeast to every corner of India.
Who we are
TMF is a Section 8 non-profit company incorporated under the Companies Act 2013 — established September 2014 — holding 12A and 80G registrations. We operate a responsible micro-lending programme structured in strategic alliance with Bandhan Multi State Co-operative Credit Society Ltd (BMSCCSL) through BIPA Multi Services Pvt Ltd as the designated channel partner.
Our mission is to replace predatory informal credit — which typically charges 22–25% per annum — with structured, affordable, and dignity-preserving financial products. Today our operations are concentrated across Northeast India, and we are actively expanding to serve households across Pan India in the coming years.
Read the full story →Our key pillars
Universal Affordability
Engineering services financially viable for every economic segment — quality without a prohibitive price tag.
Grassroots to Growth
Supporting individuals at the foundational level and scaling with them toward long-term economic stability.
Value-Driven Pricing
Internal cost-discipline that passes maximum economic benefit directly to the beneficiary.
Citizen-Centric Focus
The common person sits at the absolute core of our operational design and service delivery.
What we offer
TMF's product suite is designed around the real cash-flow rhythms of Indian households and micro-enterprises. All products carry a 12-month flat tenure and a 1.5% borrower-protection insurance premium.
SHG Loans
Self Help Group credit channelled through established women-led collectives.
JLG Loans
Joint Liability Group financing — our highest-volume engine for smallholders and artisans.
Insta Finance — Government Employed
Fast individual credit for salaried government employees.
Insta Finance — Corporate Salaried
Working-capital credit for private sector salaried professionals.
Tie-up with Bandhan
TMF operates its lending programme in formal strategic alliance with Bandhan Multi State Co-operative Credit Society Ltd (BMSCCSL), registered under MSCS/CR/589/2012. BIPA Multi Services Pvt Ltd acts as the designated channel partner for last-mile delivery.
This alliance gives TMF the institutional muscle of a multi-state credit society combined with the community-rooted reach of a non-profit MFI — a structure built specifically to serve households that the formal banking system has not yet reached.
"Our purpose is to build a pan-India ecosystem where high-quality financial services reach every common person — from the grassroots to the rising middle class — without economic barriers."