A non-profit microfinance institution built for India.
Established September 2014, Tripureswari Microfinance has spent more than a decade engineering responsible credit for households the formal banking system has not yet reached.
Our story
Tripureswari Microfinance (TMF) was incorporated in September 2014 as a Section 8 non-profit company under the Companies Act 2013. From day one, the institution was built on a single conviction: structured, affordable credit is a precondition for economic dignity — not a privilege.
Over the last decade, TMF has grown from a community credit initiative in Northeast India into a structurally governed microfinance operation with deep roots across the region. Our field officers function as community mentors, not loan agents — reflecting our belief that financial access and financial literacy must travel together.
Today TMF operates primarily across the eight Northeastern states, and is actively building out its operational backbone to serve households across Pan India in the coming years. The next chapter of TMF is national in scope and grassroots in character.
Our work is anchored in a formal strategic alliance with Bandhan Multi State Co-operative Credit Society Ltd (BMSCCSL), with BIPA Multi Services Pvt Ltd as the designated channel partner — a structure that combines the institutional reach of a multi-state credit society with the community-rooted accountability of a non-profit MFI.
A pan-India ecosystem of access
To build a pan-India ecosystem where high-quality services and financial empowerment are universally accessible — bridging the gap from grassroots communities to the rising middle class by dismantling economic barriers.
Uplift every section of society
To uplift all sections of society by delivering reliable, fair-priced, and impactful solutions that enhance daily lives. We commit to maintaining structural cost-efficiency, ensuring our services always prioritise the common person first.
How we operate
Universal Affordability
Engineering services that are financially viable for every economic segment, ensuring high quality never comes with a prohibitive price tag.
Grassroots to Growth Continuum
Actively supporting individuals and emerging families at the foundational level, helping them transition toward long-term economic stability.
Value-Driven Pricing
Operating with internal cost-discipline to pass maximum economic benefits and fair pricing directly to the end beneficiary.
Citizen-Centric Focus
Keeping the common person at the absolute core of our operational design, ensuring public trust and reliable service delivery.
Tie-up with Bandhan
TMF's lending programme operates under a formal strategic alliance with Bandhan Multi State Co-operative Credit Society Ltd (BMSCCSL), registered under MSCS/CR/589/2012. BIPA Multi Services Pvt Ltd serves as the designated channel partner for last-mile delivery and field operations.
The alliance brings together three institutional strengths: the multi-state credit-society framework of BMSCCSL, the operational reach of BIPA, and the non-profit, community-first ethos of TMF. Together, these enable a structurally sound platform for delivering credit to households the formal banking system has not yet reached.
- · Multi-state co-operative oversight
- · Channel-partner last-mile delivery
- · Section 8 non-profit governance
- · Independent Audit & Risk Committees
Institutional framework
- Legal form
- Section 8 non-profit company under the Companies Act 2013
- Established
- September 2014
- Tax registrations
- 12A and 80G registered
- Regulatory posture
- RBI compliant · on NBFC-MFI transition pathway
- Household income cap
- ₹3,00,000 — per RBI guidelines
- Strategic alliance
- Bandhan Multi State Co-operative Credit Society Ltd (BMSCCSL) — Reg. MSCS/CR/589/2012
- Channel partner
- BIPA Multi Services Pvt Ltd
- Governance
- Multi-disciplinary board · Independent Audit & Risk Committees
Explore our product suite
SHG, JLG, Insta Finance and EMA — built for every cash-flow rhythm of Indian households.
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